Auto Insurance

Personal automobile policies don't just cover your vehicle -- they cover you and your loved ones.  Because this coverage is so important, it's crucial that you understand what you're getting with an automobile policy with the Drexel Agency. Here's a breakdown of standard coverages for the state of Pennsylvania:

  • Bodily Injury Liability - Coverage that pays for medical expenses, legal expenses, and judgements when you car is involved in an accident that causes property damage and/or the injury or death of another person.
  • Property Damage Liability - Pays for damages to the property of other caused by you and your vehicle
  • Medical Payments - Coverage for the medical bills incurred by you and your passengers after an auto accident, regardless of who is at fault.
  • Personal Injury Protection - Coverage that pays for extensive medical expenses and lost wages, as well as a small death benefit for the driver and all passengers.
  • Uninsured/underinsured Motorist (UM/UIM) - Covers the costs associated with damage or injury cause by an uninsured, underinsured or hit-and-run driver.
  • Collision - Covers the damage to your vechicle resulting from a collision, subject to the deductilbe listed on your policy.
  • Comprehensive (or Other Than Collision) - Covers the damage to your vehicle that is not the result of an accident, such as theft, vandalism, fire, hail, natural disaster. This coverage is also subject to the deductible listed on your policy.
  • Towing and Labor - Emergecy road service and towing up to the limits listed on your policy. 

Who We Represent
As an indepdent insurance agency, we represent several providers with whom we are able to quote your coverage and provide a same-day quotation, often showing a complete comparison of your current coverages with our proposal. 

  • Harleysville
  • Nationwide
  • Allied Insurance
  • Safeco
  • Progressive
  • Foremost

For more information or personalized quote, contact us here or at (610) 565-1730.